THE HLS APPROACH

Integrity

HLS is dedicated to our clients' best interest.  Using our individualized and hands-on approach, we will find the optimal solution for your insurance and risk management needs.  We work only on your behalf and do not maintain any contingency agreements with insurance carriers.  We feel strongly that "who we are" is as important as "what we do".  We believe that carriers, clients, and brokers can and should be partners.

Transparency

HLS offers full disclosure on every aspect of the marketing process.  As a private company, we do not experience the pressure from shareholders seen in the public brokerage firms.  We grade ourselves on our ability to sustain long-term relationships.  We are satisfied if you are satisfied.  We offer any type of compensation agreement with which our client is comfortable, whether that be a flat fee or a reasonable commission structure.

Diligence

As an independent firm, HLS is able to provide resources and structure while still maintaining the competitive, entrepreneurial spirit inherent in the higher level brokering process.  Upon meeting with HLS, our team of professionals will examine your current insurance program and seek out ways to improve structure and reduce cost.  Our goal is to find more competitive pricing, broader coverage terms, and administrative improvements.

We are recognized as having the highest level of brokerage service standard in the industry.  Noted by many markets as "one of the few brokers who actually reads the policy", our attention to detail, creativity, and team approach is unsurpassed.  With 100% client retention, we are proud of the longstanding client relationships that have come to define our firm.