WHY CHOOSE HLS?

• 100% dedicated to the health care community
• Strong long-term relationships with the marketplace and with the clients we serve
• Consistency in our service team and our service capability
• Aggressive marketing and negotiating style that provides cost benefit to our clients
• Ability to restructure programs to provide for broader coverage and administrative ease
• Actuarial support, review, and analysis
• Full marketplace access,  including national A-rated carriers, both admitted and surplus lines, as well as risk retention groups dedicated solely to the health care community
• Ability to move our growing clients from first-dollar commercial products through all levels of self-insurance (large self-insured retentions, retrospective rated programs, captive formation)
• Expertise in regulations, insurance laws, and requirements in all 50 states
• High level service standards with which we adhere to on our clients' behalf

HLS was founded with a business model that promotes relationships and great work product over any other result.  This model reveals itself in every aspect of the service we provide, the type of people we partner with, and the success we have achieved.